OUR FAMILY
Johal Investment limited
Johal Investment limited (JIL) was born in 1990 with a focus to cater lending into Retail & microfinance segment. Johal Investments Limited is a Systemically Important Non Deposit Accepting NBFC as classified by RBI.
OUR SUPPORT SYSTEM
"No one can whistle a symphony, it takes a whole orchestra to play it" – H E Luccok
"No one can whistle a symphony, it takes a whole orchestra to play it" – H E Luccok
JIL is being managed by a Team of Ex Bankers, Chartered accountants and Management Professionals with their vast experience in Banking & Finance domain for more than 10 years in leading Banks of India.
& their expertise
- Underwritten best in class Portfolio’s in Retail Assets.
- Exposure to multiple products – Loan against Property, Home loans, Unsecured Business loans, Personal loans, Auto loans and Two wheeler loans
- Designing of Products and Credit Policies for the Bank.
- Distribution network: Recruitment of Channels for Business generation and regular review of their Business and Portfolio.
- Developing review mechanism for Products and Policies vis a vis their Portfolio and Market behaviours
- Developing Tools and efficient Processes to make fool proof systems to arrest any kind of leakages
- Developing processes to deliver best of the Turnaround time for customer.
- Setting up of multiple Bank Branches of Retail assets in Emerging markets, with end to end processes being implemented
- Identifying, hiring and training multiple vendors across multiple locations- Valuers, Lawyers, Verification agency, PD Agency and collection channels