UNSECURED BUSINESS LOANS AND LOAN AGAINST PROPERTY
PRODUCT
- Loan against property upto 50 lacs
- Unsecured Business loans upto 10 lacs
- Term Loan & Drop-line overdraft facility as per your business
requirement. - Upto 75% Loan to value of the property
- Any Residential, Commercial and Industrial property within the municipal limits of the city
- Complete Credit appraisal based on evaluation of real business model and Profile of the customer and not just on the basis of financial papers.
PROCESS
Just refer us a case and we will take end to end responsibility of closure.
End to end Disbursal TAT of 7 working days.
DOCUMENTATION
- Accepted KYC’s.
- Income tax return and computation of income for latest 3 years, Tax Audit reports if applicable
- Bank statements-Current account and Saving account
- Complete chain of Property documents
- Any other documents required for purpose of Credit evaluation.
LOAN ELIGIBILITY
Purely based on evaluation of ins & outs of your Business model.
LIST OF ACCEPTED COLLATARAL
- Recent sale deed (without back chain).
- Godowns / commercial use properties.
- Laldora property with Sale deed.
- Multiple GPAs in back chain but sale deed in current.
- Plots with proper demarcation / with minimum construction in Gram Sabha / Authority.
- Property / floor in unauthorized regularized colonies in Delhi.
- 3rd / 4th floor in regularized area.
- Industrial use in Lal Dora.
- Industrial use in Gram Sabha / regularised area.
- Tin shed property ( with restricted LTV).
- Stone Slab property (with restricted LTV).
- Excess coverage properties ( no construction value, only Plot LTV).
- Basement properties.
- Industrial floors with sale deed.
- Mixed land uses property.
- Residential property being used in industrial activities in regularized areas.